A Facebook group called "Personal Loans" that has over 2,600 members claims that all Albanian citizens who need money quickly and easily can apply through this group.
In the "About" section, it is claimed that people interested in loans can apply only with an ID card or online directly from their phone or computer.
After fact-checking conducted by hibrid.info, it has been confirmed that fake loan campaigns are published in this group, taken from the "Personal Loans" page. (here)
Hibrid.info has addressed several publications of the "Personal Loan" page on Facebook, which turned out to be fake campaigns for loans, obtained from financial institutions in Kosovo and Albania.
Link to the "Personal Loans" group on Facebook:
Description in the “About” section in the “Personal Loans” group:
If you are an Albanian citizen and you need money quickly and easily, this is the right place. All you need is an ID and you can apply online directly from your phone or computer. With this loan you will discover that you do not need any documents, but only your identity card. The procedure is very simple and the answer to your loan comes very quickly, almost immediately. Within 15 minutes you will have your money in your hand. And if you are a regular customer, the entire application and approval process takes only 5 minutes and you will receive the money directly in your bank account without having to travel.
This group publishes content taken from the "Personal Loans" page, some of which has been handled by hibrid.info.
The latest case handled by hibrid.info concerns an image presented as a review by a client, who according to this site was satisfied with the procedures for obtaining a loan. (here)
The same is also distributed in the group with the same name. (here)
After fact-checking conducted by hibrid.info, it has been confirmed that the image with the customer rating was obtained by this page from the microfinance institution "AFK - Kosovo Financing Agency". (here)
Another case handled by hibrid.info is a post made by the page "Personal Loans" claiming to offer business loan opportunities of up to 25 thousand euros. (here)
Also, the same is distributed in the "Personal Loans" group. (here)
After fact-checking by hibrid.info, it has been confirmed that this page published the post that presents a false announcement and that the post was taken from the announcement of the "Financing Agency in Kosovo", a micro-finance institution, and the description of the same has been changed. (here)
Seeing that the post was made in Albanian by the page “Personal Loan”, hibrid.info has researched financial institutions and licensed banks in Kosovo. This research shows that there is no evidence of the activity of the page in question in Kosovo. (see here)
Analyze:
During research on social media Facebook, hibrid.info came across a group called "Personal Loans", which claims to offer loan opportunities.
After verifying the facts, hibrid.info has confirmed that content from the page with the same name (Personal Loan) is being posted in this group.
Hibrid.info has addressed some content published on the "Personal Loans" page, which is also posted in the group with the same name.
The publications made by this page have turned out to be false and that they were taken from financial institutions in Kosovo and Albania, with their descriptions and logos changed.
Based on the work methodology, hibrid.info assesses that the content published in this group is "Scam".
Reasoning:
The “Deception” rating is given to informational content that is manipulated in terms of visual (deepfake, cheapfake), audio, or textual content to deceive the audience. This form of deception is usually used to produce false and manipulated content.