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[ ARTICLE ]

False advertisements for loan offers are published

FATBARDH DEMA

The Facebook page named "Personal Loan" publishes posts falsely claiming to present them as loan offers. The posts on this page contain publications about loan offers that can be obtained online in amounts up to 500 thousand euros.

After fact-checking conducted by hibrid.info, it was noted that in the information section about the activity (about) on the "Personal Loans" page, there is insufficient data that proves credibility or reliability and transparency.

The “about” section lists an address in Paris where the creator of this page claims to be the headquarters of this dubious activity, and the places in which it supposedly operates include Tirana, Munich, and Pristina. (see here)

In addition to this data, this page also has an e-mail address "duanemelissa85@gmail.com".

Hibrid.info, after verifying the facts, has noticed that this site uses campaigns from banks and micro-finance institutions in Kosovo and Albania, whose logos it removes, claiming to present them as its own.


Link to the "Personal Loan" page on Facebook:

https://www.facebook.com/financiarurgjente


In one of the posts published on April 14th, this page writes: "Support that makes a difference! PERSONAL LOAN offers you business loans up to 500,000 euros WITHOUT MORTGAGE and with preferential terms. Apply online now." (see here)

After research conducted through the automated online program "InVID", hibrid.info has managed to find that this campaign is from the "Raiffeisen" Bank, whose logo was deleted by the aforementioned site. (see here)


In another post dated April 8, the "Personal Loan" page published a "campaign" with the caption “Agro loan up to EUR 25,000!” . (see here)

Through “InVID”, hibrid.info has confirmed that this campaign belongs to the institution “Kosovo Financing Agency”. (see here)


The aforementioned website has previously published such campaigns received from financial institutions in Kosovo and Albania, which have also been covered by hibrid.info. (see here)


Analyze:

The "Personal Loan" page, which has over 3 followers, falsely claims to offer online loans of up to 500.

The campaigns published by this site belong to financial institutions in Kosovo and Albania, which it tries to appropriate by removing their authentic logos.

Based on its work methodology, hibrid.info has rated this site as "Scam".

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