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[ ARTICLE ]

Microfinance institution campaign misused

HIBRID

The Facebook page called "Personal Loan" published a post today (August 14) claiming to offer loan opportunities from 10 to 25 euros, with terms from 3 to 60 months and a grace period of up to 11 months.

The post also included an image with the caption stating that loans of up to 25 thousand euros are being offered to women in business.

But after verifying the content, it was confirmed that the post with a partial change in the description and along with the image whose logo was covered, was taken from the micro-credit institution in Kosovo, "Kosovo Rural Lending".


Facebook post link from the "Personal Loan" page:

https://www.facebook.com/krediprivate/posts/pfbid02nbPyMXBEaVDyxpUQgahptGdSFs7mKPi56J34dvMBWqNygBj1WR5367sbTv38aDrdl


After research conducted through the automated online program “InVID”, hibrid.info has found that the campaign to apply for a loan is facilitated by the financial institution in Kosovo “Kreditimi Rural i Kosova” (KRK), which through this post made on August 4, has announced the campaign in question (see here).

We see the change in the description in the post in the part of the loan amount, where in the post of the "Personal Loan" page it is stated that a loan is offered from 10 thousand to 25 thousand euros, while in the KRK post, this loan offer includes an amount from 200 to 25 thousand euros.

Regarding the changes in the image, hibrid.info has confirmed that in the image published by "Personal Loan", the part of the KRK logo, which we see in the authentic image, has been covered with figures representing the flags of Albania and Kosovo. (see comparison photos below)


The unreliability of this Facebook page is also confirmed by the lack of sufficient data in the information section about the activity (about) on the "Personal Loan" page on Facebook.

The “about” section shows an address in Paris where the creator of this page claims to be the headquarters of this suspicious activity, and the places in which it supposedly operates include Tirana, Munich and Pristina (see here).


Analyze:

Hibrid.info, after verifying the facts, noticed that a Facebook page used the post of a micro-finance institution in Kosovo, whose logo was removed from the image, trying to present this post as an opportunity for a loan from the page in question.

Based on its work methodology, hibrid.info has rated this site as "Scam".

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