Wrote: Etrit Rexhepi
A Facebook page called "Personal Loan" published a video on April 4, offering loans of up to 35 thousand euros, with the option of starting payments after three months.
After fact-checking by hibrid.info, it has been confirmed that this site published the post that constitutes a false announcement.
After research conducted through online search engines, hibrid.info has managed to confirm that the "Personal Loan" page has taken the video material from the announcement of the "TEB Sha" bank in Kosovo, from which the last two seconds of the footage have been cut, indicating that the campaign belongs to the bank in question.
Link to the video material published by the "Personal Loan" page:
https://www.facebook.com/krediprivate/videos/1814932415640000/
From the research conducted through search engines, it was found that this offer to apply for individual loans is provided by the bank in Kosovo "TEB Sha", published on October 26, 2023 (here).
From the research of hibrid.info, about financial institutions and licensed banks in Kosovo, it also results that there is no evidence of activity of the website "Personal Loans" in Kosovo (see here).
What makes the “Personal Loan” page on Facebook even more suspicious is the lack of sufficient data in the “about” section of this Facebook page, which proves that the “Personal Loan” page lacks credibility or trustworthiness and transparency (see here).
In addition to being a page, "Personal Loans", under this name, it also functions as a Facebook group, where it also publishes fake loan campaigns. The same has also been covered by hibrid.info (here).
Analyze:
The claim that the "Personal Loan" site offers individual loan opportunities is not true.
Hibrid.info, after verifying the facts, has confirmed that this site used the video campaign of a bank in Kosovo, claiming to present it as its own, while removing the identifying elements of this bank.
Based on its work methodology, hibrid.info has rated this site as "Scam".
Reasoning:
The “Deception” rating is given to informational content that is manipulated in terms of visual (deepfake, cheapfake), audio, or textual content to deceive the audience. This form of deception is usually used to produce false and manipulated content.