The suspicious Facebook page called "Personal Loan" published yesterday, March 12, an image that it presents as a review from a customer, who, according to this page, was satisfied with the procedures for obtaining a loan.
After fact-checking conducted by hibrid.info, it has been confirmed that this image was taken from an assessment made of the microfinance institution "AFK - Kosovo Financing Agency".
Hibrid.info has previously dealt with similar content from the same site, content that it has assessed as fraud. (see here, here and here)
Link to the post published by the "Personal Loan" page on Facebook:
After researching through the automated program "InVID", hibrid.info has managed to find the authentic post published on March 7 by AFK - Kosovo Financing Agency", where it can be seen that the assessment was made to this institution by one of its clients. (see here)
Considering that the “Personal Loan” website publishes in Albanian, hibrid.info has researched financial institutions and licensed banks in Kosovo and has not found any evidence of the website’s activity in Kosovo. (see here)
Another additional fact that makes the “Personal Loan” page on Facebook more suspicious is the lack of sufficient data that would prove credibility or reliability and transparency in the “About” section of the “Personal Loan” page. (see here)
Analyze:
A suspicious Facebook page has taken an image published by the microfinance institution "AFK - Kosovo Financing Agency", removed the AFK logo from the image and falsely presented it as its own.
Based on its work methodology, hibrid.info assesses this content as "Fraud".
Reasoning:
The “Deception” rating is given to informational content that is manipulated in terms of visual (deepfake, cheapfake), audio, or textual content to deceive the audience. This form of deception is usually used to produce false and manipulated content.